Why Finance Your Roof Replacement Through Kemba

Through Kemba’s Consumer Lending solutions, our Greater Cincinnati clients can unlock competitive interest rates, flexible repayment structures, and straightforward terms completely free of the hidden fees or back-interest traps common with traditional national home improvement lenders. We put you in control of your project’s timeline so you can deploy a master-builder solution exactly when your home requires it.

The Kemba Credit Union Advantage:

• UP TO 24 MONTHS NO INTEREST 0%: Financing (subject to credit approval)
• NO BACK INTEREST: Charged if not paid in full during promotional period
• NO REPAYMENT PENALTIES: If paid in full during promotional period
• LOW 9.90% RATE: After promotional period expires
• LOW 2%: Minimum customer payments required
• QUICK, SAFE, & SECURE: Online application process via your weblink
• FAST LOAN DECISIONS: With email notifications on application status
• SIMPLE: DocuSign paperwork emailed to your customers for convenience & Security
• EASY TO UNDERSTAND: Monthly invoice billing form Kemba Credit Union with online payment management technology. (autopay features etc.)

4 Easy Steps to Apply

• 1.
  Apply online using the merchants secure weblink & check your email for the decision.
• 2.
  If approved, check your email and complete your DocuSign to sign up for the financing.
• 3.
  If a deposit is required upfront, your merchant will have you sign a (EA) early advance to be paid up-to 50% of the approved amount & schedule your project/job.
• 4.
  Upon completion of the project/job the merchant will have you sign a (COC) certificate of completion for the balance or funds needed for the project/job.

*Promotional financing period begins when funds are (EA) early advanced to your merchant. Merchant needs to send the (EA) or (COC) to Kemba for funding. Full financing disclosure listed on page

Get Started

Apply online today to see if Kemba is a good fit for financing your project!

*APR=Annual Percentage Rate. With approved credit. Up to 24 months no interest option with Regular Minimum Payments required. Terms expire to regular account terms at the end of the introductory period based on new principal balance and rate of 9.90% Transaction fee for balance transfers and cash advances: 2% of each advance; minimum of $2, maximum $50. Foreign currency transaction fee 1%. Financing available through Kemba Retail Services clients.

Request a Physical, Builder-Driven Roof Evaluation

Upfront Transparency. No High-Pressure Sales. Just a True Structural Assessment.

Securing your local financing is only half the equation; knowing the exact status of your roof and project details is the critical next step. We don’t guess your project’s scope from a satellite screen or rush you into a contract signature. Our owner, Gary, will physically inspect your roof to analyze its current condition and use his decades of experience to map out exactly what your home requires, whether that is a targeted, life-extending repair or a complete replacement roof system.

Complete the brief form below to schedule your free inspection and estimate. We will provide you with a transparent, itemized structural breakdown down to the penny, giving you everything you need to utilize your Kemba financing with absolute confidence.